Important Disclaimers

Please read these important disclaimers carefully before using our financial planning services. These statements outline the limitations and responsibilities associated with our consultation services.

General Information Disclaimer

The information provided through our financial planning subscription service is for general informational purposes only. Our consultations and recommendations are based on general financial principles and may not be suitable for your specific circumstances. We strongly recommend consulting with qualified financial professionals before making any significant financial decisions.

Limitation of Liability

Our liability is limited in the following circumstances:

• We are not liable for any direct, indirect, or consequential losses arising from the use of our services
• Our total liability shall not exceed the amount paid for our services in the preceding 12 months
• We exclude liability for losses caused by factors beyond our reasonable control
• Users assume full responsibility for implementing any suggestions or recommendations

Information Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content. Financial markets and regulations change frequently, and information may become outdated. Users should verify all information independently before making financial decisions.

Not Professional Financial Advice

Our service provides general financial planning discussions and consultations. This does not constitute professional financial advice, legal advice, or tax advice. We do not provide specific investment recommendations or guarantee any financial outcomes. Always consult qualified professionals for advice tailored to your situation.

External Links

Our website may contain links to external websites. We are not responsible for the content, privacy policies, or practices of these third-party sites. Users access external links at their own risk and should review the terms and conditions of any linked websites.

Results Disclaimer

Financial planning outcomes depend on numerous factors including market conditions, personal circumstances, and individual commitment to following through on recommendations. We cannot predict or guarantee specific results from our consultation services.

Financial Services Disclaimer

We provide financial planning consultations but do not manage funds, execute trades, or provide investment management services. Our service focuses on planning discussions and general financial guidance. Any implementation of strategies remains solely your responsibility and decision.

Governing Law and Jurisdiction

These disclaimers are governed by the laws of Malaysia and any disputes will be resolved in Malaysian courts.

User Indemnification

Users agree to indemnify and hold harmless Tarivolanes and its representatives from any claims, losses, or damages arising from the use of our services or failure to comply with these disclaimers.

Age Restrictions

Our financial planning services are intended for adults aged 18 and above who are legally capable of entering into financial agreements.

Health and Medical Disclaimer

Disclaimer Modifications: Disclaimer Modifications:

Disclaimer Modifications

We reserve the right to modify these disclaimers at any time. Users will be notified of material changes, and continued use of our services constitutes acceptance of updated disclaimers. Please review this page regularly for updates.

Acceptance of Disclaimers

By using our financial planning services, you acknowledge that you have read, understood, and accept these disclaimers. If you do not agree with any part of these disclaimers, please discontinue use of our services immediately.

Contact Information

If you have questions about these disclaimers or need clarification about our services, please contact us: